* {
   margin: 0;
   padding: 0;
}
body,
html {
   margin:0;
   padding:0;
   background:#eee;
   color:#EFF7BD;
   font-family: Times New Roman, Times, serif;
   font-size: 16px;
}

body {
   min-width:876px;
   background:#6282A9;
   margin:0 auto;
   width:874px;
}

#header {
   background-image: url('images/subbg.gif');
   height: 120px;
}
#header img.hleft {
   background-color: transparent;
   margin: 30px 10px 10px 50px;
}
#header img.hright {
   margin: 30px 10px 10px 150px;
   background-color: transparent;
}
#header img {
   border: 0;
}
#mainblock {
   background-image: url('images/subbg2.gif');
   padding-bottom: 2em;
}
#mainblock h1 {
   color: #D87A11;
   font-family: Helvetica,sans-serif;
   font-size: 1.5em;
   margin-top: 40px;
   margin-left: 10px;
   border-bottom: 1px solid #F6DE7C;
}
#wrap {
   background:#fff;
   margin:0 0 0 50px;
   width:757px;
}
#subnav {
   width: 188px;
   color: #fff;
   display:block;
   float: left;
   margin: 15px 0 0 10px;
}
#subnav h1 {
   background-color: #99ADC6;
   font-size: 0.8em;
   margin: 0;
   padding: 3px;
   color: #fff;
}
#subnav .consultant {
   background-color: #A8BED6;
   font-size: 0.8em;
   margin: 0;
   padding: 3px;
   border-bottom: 1px solid #F6DE7C;
}

#subnav .consultant a {
   color: #fff;
   font-family: arial;
   font-weight: bold;
   text-decoration: none;
}

#maintext {
   width: 548px;
   margin-left: 208px;
   padding-bottom: 1.5em;
   border-left: 1px solid #F6DE7C;
   border-top: 15px solid #F6DE7C;
   clear: right;
   color: #344A64;
}


#maintext h2 {
   margin-left: 10px;
   margin-top: 0.5em;
   margin-bottom: 0.25em;
   font-size: 1.25em;
}
#maintext h3 {
   margin-left: 10px;
   margin-top: 0.5em;
   margin-bottom: 0.25em;
   font-size: 1.0em;
}
#maintext p, #maintext dl {
   margin: 0 2em 10px 10px;
   line-height: 150%;
}
#maintext ul {
   margin: 0.5em 2em 0.5em 2em;
}
#maintext li {
   line-height: 150%;
}
#maintext dt {
   font-weight: bold;
   margin-top: 7px;
}
#maintext .contact {
   margin-left: 2em;
}
#trailer {
   background-color: #344A64;
   height: 45px;
}
#navcontainer {
   width: 100%;
   background-image: url('bg2.gif');
   border-bottom: 1px solid #fff;
}
#nav {
   background:#F6DE7C;
   width: 807px;
   border-top: 1px solid #fff;
   border-bottom: 1px solid transparent;
   clear: both;
}

#nav a {
   font-size: 0.70em;
   display:inline;
   margin:0;
}


#nav .this {
   color: #000;
}

#nav a.that {
   color: #6282A9;
}
#nav span.that a {
   color: #6282A9;
}

#nav a {
   text-decoration: none;
   font-family: arial;
   font-weight: bold;
}
.navdiv {
   width:20%;
   float:left;
   margin-top:3px;
}
#footer {
   background:#F6DE7C;
   width: 100%;
   clear: both;
   margin-top: 10px;
}
#footer p {
   color: #314965;
   font-size: 0.75em;
   font-weight: bold;
   margin: 0 auto;
   padding:5px;
   margin-bottom: 10px;
   text-align: center;
}

#nav {
   font-size: 1.2em;
   background-color:#F6DE7C;
   clear:both;
   height:1.2em;
}


span.link {
    	position: relative;
}

    span.link a span {
    	display: none;
}

span.link a:hover {
    	font-size: 99%;
    	font-color: #000000;
}

span.link a:hover span { 
    display: block; 
    	position: absolute; 
    	margin-top: 10px; 
    	margin-left: -10px; 
	    width: 175px; padding: 5px; 
    	z-index: 100; 
    	color: #000000; 
    	background: #FFFFAA; 
    	font: 12px "Arial", sans-serif;
    	text-align: left; 
    	text-decoration: none;
}

.testamonial {
   float: right;
   background: #F6DE7C;
   border: 1px solid #f88;
   font-style: italic;
   width: 200px;
   padding:5px;
   margin: 5px;
   font-size: 80%;
}
.testamonial .sig {
   text-align: right;
}